:root{
  --navy:#152238;
  --ink:#1b2433;
  --muted:#5b6574;
  --line:#d8e0e4;
  --paper:#f4f7f6;
  --card:#ffffff;
  --teal:#2aa8a4;
  --teal-deep:#1a7d7a;
  --peach:#f3b7a4;
  --peach-deep:#e58b70;
  --mint:#e7f4f3;
  --sand:#eef2ef;
  --shadow:0 22px 50px -28px rgba(21,34,56,.45);
  --max:760px;
  --wide:1120px;
  --cta:#1a7d7a;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:"Sora",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  font-size:17.5px;
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--teal-deep);text-underline-offset:3px}
h1,h2,h3,h4{
  font-family:"Newsreader",Georgia,"Times New Roman",serif;
  font-weight:600;
  letter-spacing:-.02em;
  line-height:1.15;
  color:var(--navy);
}
h1{font-size:clamp(2.05rem,5.6vw,3.55rem);margin:0 0 .42em}
h2{font-size:clamp(1.5rem,3.6vw,2.2rem);margin:0 0 .5em}
h3{font-size:clamp(1.12rem,2.2vw,1.35rem);margin:0 0 .35em}
p{margin:0 0 1.05em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.wide{max-width:var(--wide);margin:0 auto;padding:0 22px}

.adbar{
  background:#f4d6c8;
  color:#5a3a32;
  font-size:.72rem;
  letter-spacing:.08em;
  text-transform:uppercase;
  text-align:center;
  padding:7px 16px;
  font-weight:600;
}
.adbar b{color:#3a241f;font-weight:700}

header.site{
  background:var(--navy);
  position:sticky;top:0;z-index:20;
  box-shadow:0 10px 30px -18px rgba(21,34,56,.7);
}
header.site .rail{
  background:#f4d6c8;color:#5a3a32;text-align:center;
  font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;
  padding:6px 16px;
}
header.site .mast{
  display:flex;align-items:center;justify-content:space-between;
  gap:16px;padding:16px 22px 14px;
}
.brand{display:flex;align-items:center;gap:0;text-decoration:none;color:inherit}
header.site .brand{color:#fff}
.brand .word{
  font-family:"Sora",system-ui,sans-serif;
  font-weight:700;font-size:1.15rem;letter-spacing:.02em;line-height:1;
}
header.site .brand .word{color:#fff}
.brand .word span{color:#6ad3d1;font-weight:600}
.brand small{display:none}
.mark{display:none}
nav.top{
  display:flex;align-items:center;justify-content:flex-start;flex-wrap:wrap;
  gap:4px 6px;
  background:#102033;
  border-top:1px solid rgba(255,255,255,.08);
}
nav.top .wide{
  display:flex;align-items:center;gap:6px;padding:0 22px;
  overflow-x:auto;
}
nav.top a{
  color:#c5d2d8;text-decoration:none;font-size:.78rem;font-weight:600;
  padding:11px 12px;border-bottom:2px solid transparent;white-space:nowrap;
}
nav.top a:hover{color:#fff;border-bottom-color:#6ad3d1}
.navcta{
  background:#6ad3d1;color:var(--navy)!important;padding:10px 16px;border-radius:6px;
  text-decoration:none;font-size:.78rem;font-weight:700;white-space:nowrap;
}
.navcta:hover{background:#8ee0de}

.hero{padding:52px 0 18px}
.kicker{font-size:.74rem;letter-spacing:.2em;text-transform:uppercase;color:var(--teal-deep);font-weight:700;margin-bottom:16px}
.lede{font-size:1.14rem;color:var(--muted);max-width:40em}
.byline{display:flex;align-items:center;gap:14px;margin:26px 0 8px;color:var(--muted);font-size:.9rem}
.av{width:56px;height:56px;border-radius:50%;overflow:hidden;flex:none;background:#d7e6e4}
.av img{width:100%;height:100%;object-fit:cover}
.byline b{color:var(--navy)}
.meta{display:flex;flex-wrap:wrap;gap:10px 16px;font-size:.78rem;color:var(--muted);margin:8px 0 0}
.hero-figure{margin:32px 0 0;border-radius:20px;overflow:hidden;box-shadow:var(--shadow);background:#0f1b22}
.hero-figure img{width:100%;height:auto;max-height:620px;object-fit:cover;object-position:center 18%}
.cap{font-size:.8rem;color:var(--muted);margin:10px 0 0;font-style:italic}

.trust{display:flex;flex-wrap:wrap;gap:8px;margin:24px 0 6px}
.chip{
  font-size:.76rem;font-weight:650;color:var(--navy);background:#fff;
  border:1px solid var(--line);border-radius:999px;padding:7px 13px;
}
.chip em{color:var(--teal-deep);font-style:normal}

.cta{
  display:inline-flex;align-items:center;gap:10px;
  background:var(--cta);color:#fff;font-weight:700;font-size:1rem;
  padding:15px 26px;border-radius:999px;text-decoration:none;
  box-shadow:0 14px 28px -14px rgba(26,125,122,.7);
}
.cta:hover{transform:translateY(-1px);background:#156865}
.cta.ghost{background:transparent;color:var(--teal-deep);box-shadow:none;border:1.5px solid var(--teal-deep)}
.cta-row{margin:28px 0 6px;display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.cta-note{font-size:.8rem;color:var(--muted)}

section{padding:46px 0}
.rule{height:1px;background:var(--line);max-width:var(--max);margin:0 auto}
.eyebrow{font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;color:var(--teal-deep);font-weight:700;margin-bottom:12px}
.entry .date{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:10px}
blockquote{
  margin:26px 0;padding:6px 0 6px 22px;border-left:3px solid var(--peach-deep);
  font-family:"Newsreader",serif;font-style:italic;font-size:1.32rem;line-height:1.4;color:var(--navy);
}

.band{background:var(--mint)}
.band.sand{background:var(--sand)}
.band.navy{background:var(--navy);color:#d7e4e3}
.band.navy h2,.band.navy h3{color:#fff}
.band.navy .muted,.band.navy .cta-note{color:#a9b8c0}

.figc{margin:28px 0 8px;border-radius:18px;overflow:hidden;box-shadow:var(--shadow);background:#fff}
.figc img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}

.quotes{display:grid;gap:14px}
.qcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}
.qcard p{font-family:"Newsreader",serif;font-style:italic;font-size:1.08rem;margin:0 0 10px}
.qcard .who{font-size:.82rem;color:var(--muted);font-weight:600}
.qcard .who b{color:var(--navy)}

.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:22px}
.stat{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}
.stat .n{font-family:"Newsreader",serif;font-size:2.15rem;color:var(--teal-deep);line-height:1;display:block;margin-bottom:8px}
.stat p{margin:0;font-size:.88rem;color:var(--muted)}

.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}
.card p{margin:0;color:var(--muted);font-size:.95rem}

.cond{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:18px}
.cond a,.cond span{
  display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);
  border-radius:14px;padding:12px 14px;text-decoration:none;color:var(--navy);font-weight:600;font-size:.92rem;
}
.cond img{width:28px;height:28px;object-fit:contain;flex:none}

.team{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px}
.tcard{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column}
.tcard img{width:100%;height:auto;aspect-ratio:1/1;object-fit:contain;object-position:center;background:#eef4f4}
.tcard .b{padding:14px 16px 16px}
.tcard p{margin:0;font-size:.84rem;color:var(--muted)}

.insure{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:28px;margin:22px 0 6px}
.insure img{height:28px;width:auto;object-fit:contain;filter:grayscale(.15)}

ol.steps{padding-left:0;counter-reset:st;list-style:none;margin:18px 0}
ol.steps li{position:relative;padding:0 0 18px 48px}
ol.steps li::before{
  counter-increment:st;content:counter(st);
  position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;
  background:var(--teal-deep);color:#fff;font-weight:700;font-size:.9rem;
  display:flex;align-items:center;justify-content:center;
}
.band.navy ol.steps li::before{background:#6ad3d1;color:var(--navy)}

.compare{width:100%;border-collapse:collapse;font-size:.92rem;margin-top:16px;background:#fff;border-radius:14px;overflow:hidden}
.compare th,.compare td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare th{background:var(--mint);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase}
.compare td:last-child,.compare th:last-child{text-align:center}

.checks{list-style:none;padding:0;margin:12px 0 0}
.checks li{padding:6px 0 6px 26px;position:relative}
.checks li::before{content:"";position:absolute;left:0;top:12px;width:13px;height:7px;border-left:2px solid var(--teal-deep);border-bottom:2px solid var(--teal-deep);transform:rotate(-45deg)}

details{border-bottom:1px solid var(--line);padding:15px 0}
details summary{cursor:pointer;font-family:"Newsreader",serif;font-size:1.1rem;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";color:var(--teal-deep);font-size:1.4rem;line-height:1;flex:none}
details[open] summary::after{content:"–"}
details .a{padding-top:10px;color:var(--muted);font-size:.96rem}

.facts{list-style:none;padding:0;margin:16px 0 0;border-top:1px solid var(--line)}
.facts li{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid var(--line);font-size:.94rem}
.facts li span:first-child{color:var(--muted)}
.facts li span:last-child{font-weight:650;text-align:right}

.disc{font-size:.8rem;color:var(--muted);background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;line-height:1.55}
.offer{
  background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);overflow:hidden;
}
.offer .body{padding:26px}
.offer .price{font-family:"Newsreader",serif;font-size:2rem;color:var(--navy)}

.pagehero{padding:48px 0 10px}
.pagehero .lede{max-width:38em}

footer{
  background:#edf3f2;color:var(--ink);font-size:.86rem;padding:0;margin-top:28px;
  border-top:1px solid var(--line);
}
footer h4{color:var(--navy);font-family:"Sora",sans-serif;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 12px;font-weight:700}
footer a{color:var(--navy);text-decoration:none}
footer a:hover{color:var(--teal-deep)}
footer .cols{display:none}
.foot-cta{
  background:var(--navy);color:#d7e4e3;padding:28px 0;
}
.foot-cta .wide{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.foot-cta h4{color:#6ad3d1;margin:0 0 6px}
.foot-cta p{margin:0;color:#c5d2d8;max-width:36em}
.foot-cta .cta{background:#6ad3d1;color:var(--navy);box-shadow:none}
.foot-cta .cta:hover{background:#8ee0de}
.foot-main{padding:40px 0 28px}
.foot-main .wide{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
.foot-brand .word{color:var(--navy);font-size:1.2rem}
.foot-brand .word span{color:var(--teal-deep)}
.foot-brand p{margin:10px 0 8px;color:var(--muted);font-size:.9rem}
.foot-links{display:flex;flex-direction:column;gap:8px;line-height:1.7}
.foot-links a{font-weight:600;font-size:.9rem}
footer .legal{
  margin:0;padding:16px 0 28px;border-top:1px solid var(--line);
  font-size:.74rem;line-height:1.65;color:var(--muted);
}

.legal-head{background:#fff;border-bottom:1px solid var(--line)}
.legal-head .in{max-width:820px;margin:0 auto;padding:16px 22px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.legal-head .back{font-size:.85rem;font-weight:650;text-decoration:none}
main.legal{max-width:760px;margin:0 auto;padding:42px 22px 80px}
main.legal .kicker{margin-bottom:10px}
.lcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:16px 0}
.lcard p{margin:.2em 0}
address{font-style:normal}

@media (max-width:860px){
  .stats,.grid2,.team,.cond{grid-template-columns:1fr}
  .foot-main .wide{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16.5px}
  .foot-main .wide{grid-template-columns:1fr}
  .hero{padding-top:36px}
  header.site .mast{padding:12px 16px}
}